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Public Announcement | Are You Eligible For The Enhanced Proximity Grant?

Are You Eligible For The Enhanced Proximity Grant?

Find out HDB's criterias in determining if you are eligible for the new proximity housing grant.

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By The Interior Portal |    March 29 2018

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"Find out HDB's criterias in determining if you are eligible for the new proximity housing grant."

Image credit: The Interior Portal

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"Find out HDB's criterias in determining if you are eligible for the new proximity housing grant."

Image credit: The Interior Portal

Buried under all the brouhaha of an impending GST hike came some other changes with Budget 2018. For example, did you know that the proximity housing grant (PHG), which used to be given to families and singles who wish to live near or with their parents, gets a makeover this time around?

 

Under the enhanced HDB grant, which takes effect from 19 February 2018, all Singaporean citizen families who buy resale flats to live with their parents can receive a grant of $30,000, up from $20,000, and $20,000 (unchanged) if they buy a resale flat to live near their parents.

 

Singles above 35, who make less than $2,500 a month can now enjoy HDB housing grants of $15,000 (up from $10,000) if buying a resale flat to live with their parents, and receive a new grant of $10,000 if buying a resale flat to live near their parents.

 

Additionally, the definition of near has now changed to mean within 4km of their parents’ flat, instead of being within the same town or 2km previously.

 

In a nutshell:

Applicant

Condition

Grant amount

Couples / families

Live WITH parents

$30,000 (increased from $20,000)

Live NEAR parents – within 4km (increased from 2km)

$20,000 (no change)

Singles aged 35 and up

Live WITH parents

$15,000 (increased from $10,000)

Live NEAR parents – within 4km (increased from 2km)

$10,000 (new!)

 

So, Big Question: Do You Qualify?

HDB stresses that the HDB resale grant is only an additional housing subsidy, so you can only get the enhanced proximity grant if you already meet eligibility critieria for one of HDB’s other grants, such as

  • CPF Housing Grant for Family
  • CPF Housing Grant for Singles
  • Additional CPF Housing Grant (HDB Single Scheme)

In other words, to get the PHB, you must already be getting one of the other grants above. Well, here’s the eligibility criteria for them so that you can decide for yourself.

 

HDB Resale Eligibility (for families)

Citizenship

  • You are a Singapore Citizen. At least one of your parents or married child must be a Singapore Permanent Resident or a Singapore Citizen.

·         Family

Your family nucleus must comprise at least another Singapore Permanent Resident or a Singapore Citizen.

Age

·         Family

You must be aged 21 years or above.

·         Singles

You must be aged:

  • 35 years or above, if you are single and applying for resale flat under any of the following schemes:
    • Single Singapore Citizen Scheme
    • Joint Singles Scheme
    • Public Scheme (if parents are included in the resale application as co-applicants or occupants)

or

  • 21 years or above, if you are married and applying for resale flat under the Non-Citizen Spouse Scheme

Family Nucleus

·         Family

You are applying with your:

  • spouse and children (if any), or
  • fiancé/ fiancée (must be able to produce your marriage certificate, latest by the date of completion of the flat purchase), or
  • children under your legal custody, care and control (if widowed/divorced#)

#If the care and control of your children under the age of 21 is shared with your ex-spouse, you must obtain his/her written agreement before you can list your children in a flat application.

If you face difficulties in obtaining the agreement or have a question for us, please send us an email at hdbresale@mailbox.hdb.gov.sg.

·         Singles

You are applying under any of the following schemes:

  • Single Singapore Citizen Scheme
  • Joint Singles Scheme
  • Public Scheme
  • Non-Citizen Spouse Scheme

Household Status

You have not received the PHG previously.

Proximity Condition

·         Family

Your parents/ married child must be:

  • living with you in the resale flat you intend to buy
  • living in an HDB flat within 4 km of the resale flat you intend to buy
  • owner-occupiers of private property within 4 km of the resale flat you intend to buy

·         Singles

Your parents must be:

  • living with you in the resale flat you intend to buy
  • living in an HDB flat within 4 km of the resale flat you intend to buy
  • owner-occupiers of private property within 4 km of the resale flat you intend to buy

Flat Type

2-room or bigger

Remaining Lease of Flat

At least 30 years. You can get a flat’s lease details with our HDB Map Services.

Source: http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/living-with-near-parents-or-married-child

 

HDB Resale Eligibility (for Singles)

Citizenship

Singapore Citizen

Age

At least 35 years old, for single(s) buying an HDB resale flat under any of these eligibility schemes:

  • Single Singapore Citizen Scheme
  • Non-Citizen Family Scheme

Household Status

You must be a first-timer applicant, meaning that you must meet the following criteria:

  • Not the owner of a flat bought from HDB, or an Executive Condominium (EC) or Design, Build and Sell Scheme (DBSS) flat bought from a developer
  • Not sold a flat bought from HDB, or an EC/ DBSS flat bought from a developer
  • Not received any CPF Housing Grant for the purchase of an HDB resale flat
  • Not received any form of housing subsidy, e.g. benefitted under the Selective En bloc Redevelopment Scheme (SERS), HUDC estate privatisation

Income Ceiling

Your average gross monthly household income must not exceed:

  • $6,000 if buying a resale flat under the Single Singapore Citizen Scheme
  • $12,000 if buying a resale flat under other schemes

Flat Type

  • 2 to 5-room under the Single Singapore Citizen Scheme
  • 2-room or bigger under other schemes

Remaining Lease of Flat

  • At least 30 years
  • You can get a flat’s lease details with our HDB Map Services

Ownership/ Interest in Property

You and the other flat applicants must not:

  • Own any of the following properties whether locally or overseas, or have disposed of any such properties in the 30 months before your resale flat application:
    • Private residential property (including HUDC flats and ECs)
    • House
    • Building
    • Land
  • Be buying an HDB resale flat that has been announced for SERS

Time bar

Cancellation of Application After Booking a Flat

If you book a flat from the March 2012 sales exercise onwards and subsequently cancel the flat booking, you will have to meet a one-year period from the date of cancellation before you can apply or be included as an essential occupier for a resale flat with CPF Housing Grant.

Divorcees

Within three years from the date of the divorce, only one party in the divorce can own one of the following housing units:

  • a flat bought directly from the HDB
  • a DBSS flat / EC bought directly from a private developer
  • a resale flat bought from open market under the CPF Housing Grant Scheme

If you have an existing matrimonial home, which is one of the above, and that home is retained by your ex-spouse, you may apply to buy or be listed as an essential occupier in any of the above housing unit only three years after your date of divorce.

However, this three-year wait out period will not apply if you are buying any of the above homes with your parents or a new spouse, or if you are buying a resale flat from the open market without the CPF Housing Grant.

If there is no matrimonial home or the matrimonial home was bought from the open market without any CPF Housing Grant, you may apply for any of the above housing units after you get your ex-spouse's consent not to own or be listed as an essential occupier in any of the above housing units within the three-year period from the date of divorce.

The requirement for ex-spouse's consent is waived if you are buying any of the above housing units with your parents or a new spouse or if you are buying a resale flat from the open market without the CPF Housing Grant.

The requirement to seek ex-spouse's consent during the three-year period from the date of divorce is also waived if you meet the following conditions:

  • All your children are below 18 years old at the date of divorce; and
  • You have the legal custody of all your children and are also the only parent with the care and control of all your children.

Source: http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/single-singapore-citizen-scheme-or-joint-singles-scheme

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